MA Private Wealth is a California-registered investment adviser located in San Carlos, California. Registration as an investment adviser does not imply any level of skill or training. MA Private Wealth may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. MA Private Wealth’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of MA Private Wealth’s website on the Internet should not be construed by any client and/or prospective client as MA Private Wealth’s solicitation to effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by MA Private Wealth with a prospective client will be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.
MA Private Wealth does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the MA Private Wealth website or incorporated herein and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Certain portions of MA Private Wealth’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, MA Private Wealth’s (and those of other investment and non-investment professionals) positions and/or opinions as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current positions and/or opinions. Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from MA Private Wealth, or from any other investment professional. MA Private Wealth is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.
Each client and the prospective client agrees, as a condition precedent to his/her/its access to MA Private Wealth’s website, to release and hold harmless MA Private Wealth, its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from MA Private Wealth.
Personnel of MA Private Wealth hold the designations or educational experience referenced in the website. In addition, MA Private Wealth itself is a member of certain organizations referenced in the website. You may request a copy of the Brochure Supplements for the personnel of MA Private Wealth for additional information regarding the education, business experience and professional designations of the investment adviser representatives of MA Private Wealth.
Terms & Conditions of Use
These Terms & Conditions of Use are between you and MA Private Wealth ("we," "us," and "our"). Your use of the www.maprivatewealth.com website (the "Website") constitutes an acknowledgment that you have read the most recent version of the Terms & Conditions of Use and that you agree to adhere to its terms. If you do not agree to be bound by these Terms & Conditions of Use, please cease all further use. We reserve the right to amend these Terms & Conditions of Use at any time.
Access to Website
Limited License. We grant you a non-exclusive, non-transferable limited license to access and make personal use of the Website and not to download (other than page caching) or modify any portion of the Website without our prior written approval. You shall not use any robot, spider, or another device to monitor the Website in any manner. We may terminate this license at any time.
Policies Governing Use of the Website
Links to the Website. You are expressly prohibited from framing or linking or otherwise using or displaying the Website or any portion thereof in such a manner so that it appears to be part of your own or someone else's website.
Links to Other Websites. We may place links on the Website to other websites on the Internet that are owned or operated by third parties. You acknowledge and agree that we are not responsible for, nor do we endorse or support, the operation of or content located on any such website, and we cannot and do not warrant that the content of such websites is accurate, complete, legal and/or inoffensive. By linking to these third-party websites, you acknowledge and agree that you may not make any claim against us for any damages or losses of any kind arising from the third-party website and/or the link.
Disclaimer of Warranty; No Consequential Damages; Limitation of Liability
Disclaimer of Warranty. YOU ACKNOWLEDGE THAT YOUR USE OF THE WEBSITE IS ENTIRELY AT YOUR OWN RISK. The Website is provided as is, without warranties of any kind, either express or implied, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose, or warranties of non-infringement. To the fullest extent permissible by law, we make no warranties and shall not be liable for the use of the Website, including, without limitation, any interruption of or error in the services under any circumstances, including, but not limited to, our negligence.
Limitation of Liability. Under no circumstances shall we be liable for any special or consequential damages that are directly or indirectly related to the use of, or the inability to use, the Website, even if we have been advised of the possibility of such damages. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.
Prohibited Uses. You expressly agree not to use the Website in a manner that is prohibited by any law or regulation or to facilitate the violation of any law or regulation. You acknowledge that prohibited conduct includes, but is not limited to, use of the Website to invade the privacy of third parties, impersonation of our personnel or other parties or entities, transmitting abusive, profane, libelous, slanderous, threatening or otherwise harassing material via e-mail or your personal Web page(s). You also agree not to use the Website to violate the security of the Website or attempt to utilize another user's account name or persona without authorization from that user.
Choice of Law; Jurisdiction. These Terms & Conditions of Use shall be governed and interpreted in accordance with the substantive law of the State of California without regard to its conflict of law provisions. You agree to the exclusive jurisdiction of the courts located within the county of San Mateo, State of California.
Severability. If any provision of these Terms & Conditions of Use is deemed invalid or unenforceable, that provision shall be deemed severable and shall not affect the validity, legality or enforceability of the remaining provisions.
Survival. Any section of these Terms & Conditions of Use which by its terms and nature is meant to survive the termination of these Terms & Conditions of Use shall survive such termination.
Entire Agreement. These Terms & Conditions of Use set forth the entire understanding and agreement between us with respect to the subject matter hereof.
Important information regarding Third-party Rankings, Awards, and Accolades
Awards and recognition by unaffiliated rating services, companies, and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if MA Private Wealth (“MAPW”) is engaged, or continues to be engaged, to provide financial and investment advisory services; nor should they be construed as a current or past endorsement of MAPW or its representatives by any of its clients. Neither MAPW nor its representatives paid a fee to participate in any survey. Rankings published by magazines and others are generally based on information prepared and/or submitted by the recognized advisor. Moreover, with regard to all performance information contained herein, directly or indirectly, if any, users should note that past results are not indicative of future results. Please see below for a more detailed description of the criteria used with respect to the awards and recognition granted to MAPW individual employees.
*Barrons Top Advisors Criteria:
The Barron’s rankings are based on data provided by some of the nation’s most productive advisors. Advisors must fill out a detailed survey, based on current financial metrics then in effect, be registered with the SEC, and have at least $300 million AUM to be considered. Barron’s publishes four individual advisor rankings each year (Top 100 Advisors, Top 100 Women Advisors, Top 100 Independent Advisors, Top 1,200 Advisors) along with three team- or firm-based rankings (Top RIA Firms, Top Institutional Consultants, Top Wealth management Firms). The goal is to shine a spotlight on the nations’ best financial advisors, with an eye towards raising standards in the industry. The rankings serve two distinct types of Barron’s readers. For wealth management professionals, they serve as an industry scorecard. For investors, the rankings are a tool that can help in the process of finding financial guidance.
Advisors who wish to be ranked fill out a 102-question survey about their practice. Barron’s verifies that data with the advisors’ firms and with regulatory databases and then applies their rankings formula to the data to generate a ranking. The formula features three major categories of calculations: (1) Assets (2) Revenue (3) Quality of practice. In each of those categories they do multiple sub calculations. For instance, they take into account not just the amount of assets an advisor manages, but also the type of assets—are they private-wealth assets or institutional? If they’re institutional, are they for a foundation or an endowment or are they corporate assets? Barron’s also measures the growth of an advisors practice and their client retention. They also consider a wide range of qualitative factors, including the advisors’ experience, their advanced degrees and industry designations, the size and shape of their teams, their charitable and philanthropic work and, of course, their compliance records. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties.
Methodology: FT 400 Top Financial Advisers
The Financial Times 400 is intended to provide a snapshot of the best financial advisers for the investors who use them — such as FT readers. FT assesses advisers based on what investors care about, and they use a quantifiable, objective methodology. The Financial Times and Ignites Research, the FT’s sister company, contacted the largest US brokerages in autumn 2015 to obtain practice information and data for their top advisers across the US. This resulted in verified data on assets under management instead of relying on advisers’ self-reported figures. FT asked for information on advisers with more than 10 years’ experience and who had more than $300m in assets under management. Such minimum criteria filtered out most advisers. The FT then invited qualifying advisers out of this group — a list that totaled about 880 — to complete a questionnaire that gave more information about their practices. FT added that information to their own research on the candidates, including data from regulatory filings. The formula the FT uses to grade advisers is based on six broad factors and calculates a numeric score for each adviser. The factors are: 1. Assets under management can signal experience managing money and client trust. 2. AUM growth rate (both one-year and two-year growth rates) can be taken as a proxy for performance, asset retention and ability to generate new business. 3. Years of experience indicate experience managing assets in different economic and interest-rate environments. 4. Compliance record provides evidence of past client disputes. A string of complaints could signal problems. 5. Industry certifications (CFA, CFP etc) demonstrate technical and industry knowledge and obtaining these designations shows a professional commitment to investment skills. 6. Online accessibility illustrates commitment to providing investors with easy access and transparent contact information. Assets under management accounted for an average of 70 per cent of each adviser’s score. AUM growth rate accounted for an average of 17 per cent. Additionally, the FT places a cap on the number of advisers from any one state that roughly corresponds to the distribution of millionaires across the US. FT presents the FT 400 as an elite group, not a competitive ranking. They acknowledge that ranking the industry’s top advisers from one to 400 would be a futile exercise, since each takes different approaches to their practice and has different specializations. The research was conducted on behalf of the Financial Times by Ignites Research, a Financial Times sister publication.