FAQs

Yes. All of our advisors are fiduciaries, meaning we are legally and ethically obligated to act in your best interest. That's not just a legal requirement for us; it's the foundation of how we work with every client.

No. MA Private Wealth is a fee-only firm. We don't pay our advisors commissions, and we have no incentive to recommend any investment vehicle that isn't genuinely right for you. Our compensation structure is designed so that our interests and yours are always aligned. You can learn more about how we design cost-effective portfolios here.

At its core, wealth management brings together financial planning and investment management as one unified strategy. Our advisors start by getting to know your goals, your family, and your financial picture. From there, we build a plan and an investment strategy that work together, and we revisit both regularly as your life changes. The goal is to make the whole process feel manageable, not overwhelming.

We manage portfolios using institutional-caliber research and custom models built around three principles: sound analysis, thoughtful design, and disciplined execution. We draw on the work of economists and investment specialists to shape our models, then customize them based on each client's risk profile, goals, and tax situation. We review and adjust these models quarterly and stay ready to respond when markets move quickly. You'll hear from our team whenever meaningful changes are made, and you'll always have a clear picture of what's happening and why.

Most clients come to us when they realize their financial strategy needs more structure, or their investments aren't keeping up with where they are in life. That can happen at any stage: preparing for retirement, navigating a job change, or simply reaching a point where the complexity feels like too much to manage alone. If any of that sounds familiar, it's a good time to have a conversation.

Upon your initial reach out to us, a Relationship Manager will connect with you to introduce our team and give you a brief overview of our process. From there, our team will guide you through a simple 5-step wealth management process on your own timeline.  You can learn more about how we have simplified the process of wealth management here.

With our business established in the Bay Area since the early 90s, we have worked with many tech professionals over the course of that time and understand the unique landscape of the industry. Tech rapidly changes, and so do the career opportunities and compensation packages. We understand the unique financial complexity that comes with a tech career and can help you make the most of your compensation, equity, and long-term financial picture. If you'd like to learn more, visit our Tech Professionals resource page, and take our 4-minute tech assessment here.

When you work with our team, you will likely get to know all of our team members over the course of your partnership with us. Many of our clients have been with our firm for a minimum of 15 years; we are honored to have long-standing relationships with clients and their families. In an industry that has trended toward automation and call queues, we've stayed intentionally small. When you reach out, you talk to a real person who knows your name and your situation.

Yes!  While we have two physical offices located in San Carlos and Campbell, CA, we partner with clients across the United States. Our team works seamlessly with clients across the country, and we're always looking for ways to make that experience as smooth as possible no matter where you are.