FAQs

Yes. All of our Financial Advisors are fiduciaries, which means that we act on your behalf with your best financial interests in mind. Not only are we legally required to do this, but it’s our mission to practice financial management with honesty, integrity, and transparency. 

No. MA Private Wealth is a fee-only firm. We aim to stand apart from other firms that pay Advisors commissions, incentivizing brokers on the number of trades they make rather than doing what’s best for you as the client. This also means that we have no incentive to invest in any company-sponsored investment vehicles that might not be advantageous for you. You can learn more about how we design cost-effective portfolios here.

Wealth management can be thought of as a combination of financial planning and investment management.  Our Advisors start by listening to your goals and objectives.  From there, we craft an interactive financial plan that we update with you regularly as life evolves.  During the planning process, we analyze your current investments and create a customized investment strategy for you. Our goal is to make the wealth management process simple, designed with you and your family in mind.

We manage your investment portfolio with three pillars at the forefront: intellect, design, and execution.  We partner with institutional intellect to leverage the research of economists and investment specialists in designing sophisticated models.  We then customize these models factoring in quality, risk profile, and cost.  Designed with liquidity in mind, portfolios are filtered through a tax lens to consider potential liabilities. 

We review and adjust these models on a quarterly basis with the agility to strategically respond during times of volatility and rapid change in the markets.  You can expect strategic insights each time your investment accounts are updated and continuous communication with your advisory team.

Many clients begin working with us once they reach a point when their financial plan is unclear, and they do not have a sophisticated investment strategy. It is critical to have these two fundamental elements in place whether you're preparing for retirement, a change in employment, or simply for your future. If you are not 100% confident in how you are managing your own financial future, now is the time to connect with our team.

Upon your initial reach out to us, a Relationship Manager will connect with you to introduce our team and give you a brief overview of our process. From there, our team will guide you through a simple 5-step wealth management process on your own timeline.  You can learn more about how we have simplified the process of wealth management here.

With our business established in the Bay Area since the early 90s, we have worked with many tech professionals over the course of that time and understand the unique landscape of the industry. Tech rapidly changes, and so do the career opportunities and compensation packages. We understand all of these things and will act as a guide to help optimize your career in tech. If you'd like to learn more, visit our Tech Professionals resource page, and take our 4-minute tech assessment here.

When you work with our team, you will likely get to know all of our team members over the course of your partnership with us. Many of our clients have been with our firm for a minimum of 15 years; we are honored to have long-standing relationships with clients and their families. In an industry filled with call queues, automated phone systems, and chatbots, we take a different approach by providing you with personalized service, advice, and real people.

Yes!  While we have two physical offices located in San Carlos and Campbell, CA, we partner with clients across the United States.  Our team has embraced the technological revolution expedited by the recent pandemic, and we are continuously looking for ways to enhance the client experience - regardless of location.