Yes. All of our advisors are fiduciaries, meaning we are legally and ethically obligated to act in your best interest. That's not just a legal requirement for us; it's the foundation of how we work with every client.

No. MA Private Wealth is a fee-only firm. We don't pay our advisors commissions, and we have no incentive to recommend any investment vehicle that isn't genuinely right for you. Our compensation structure is designed so that our interests and yours are always aligned.

At its core, wealth management brings together financial planning and investment management as one unified strategy. Our advisors start by getting to know your goals, your family, and your financial picture. From there, we build a plan and an investment strategy that work together, and we revisit both regularly as your life changes. The goal is to make the whole process feel manageable, not overwhelming.

We manage portfolios using institutional-caliber research and custom models built around three principles: sound analysis, thoughtful design, and disciplined execution. We draw on the work of economists and investment specialists to shape our models, then customize them based on each client's risk profile, goals, and tax situation. We review and adjust these models quarterly and stay ready to respond when markets move quickly. You'll hear from our team whenever meaningful changes are made, and you'll always have a clear picture of what's happening and why.

Many clients begin working with us once they reach a point when their financial plan is unclear, and they do not have a sophisticated investment strategy. It is critical to have these two fundamental elements in place whether you're preparing for retirement, a change in employment, or simply for your future. If you are not 100% confident in how you are managing your own financial future, now is the time to connect with our team.

Upon your initial reach out to us, a Relationship Manager will connect with you to introduce our team and give you a brief overview of our process. From there, our team will guide you through a simple 5-step wealth management process on your own timeline.  You can learn more about how we have simplified the process of wealth management here.

With our business established in the Bay Area since the early 90s, we have worked with many tech professionals over the course of that time and understand the unique landscape of the industry. Tech rapidly changes, and so do the career opportunities and compensation packages. We understand the unique financial complexity that comes with a tech career and can help you make the most of your compensation, equity, and long-term financial picture.

Equity compensation can be one of the most valuable and most complicated parts of a tech professional's financial picture. RSUs, stock options, ESPPs, and deferred compensation all come with different tax implications, vesting schedules, and planning considerations. We help clients think through when and how to exercise, how to diversify thoughtfully, and how to make sure their equity fits into their overall financial strategy. If you'd like to talk through your specific situation, we're happy to start there.

When you work with our team, you will likely get to know all of our team members over the course of your partnership with us. Many of our clients have been with our firm for a minimum of 15 years; we are honored to have long-standing relationships with clients and their families. In an industry that has trended toward automation and call queues, we've stayed intentionally small. When you reach out, you talk to a real person who knows your name and your situation.

Our team works seamlessly with clients across the country, and we're always looking for ways to make that experience as smooth as possible no matter where you are.